Articles

Planning, retirement, pensions, a second opinion

07.12.2011

Chris and his wife had been “advised” by a family friend for years, until his accountant suggested that they get a second opinion upon their pensions and planning for their retirement.

After our appointment, it became clear that they had been advised badly, with a new pension fund being taken out on a regular basis, generating fat commissions for their adviser, but incurring penalties and additional costs when there was simply no good reason to do so.

After our review and analysis of each pension fund, we put a plan of action in place, with a view to improving their retirement prospects and overall wealth, with the minimum of client detriment.

Since then, they have used their pension funds to purchase a business premises, and can look forward to a very comfortable retirement.

NB. Whilst the Client names have been changed for Client privacy purposes, these case studies are actual ASPL Client case studies.
 

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Adrian has a perceptive understanding of our financial situation, gives common-sense advice and is skilful in steering us in the direction he knows to be most suitable for us. Mr & Mrs S - Solihull

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Adrian Smith

Chartered Financial Planner
Chartered Wealth Manager
CFP-CM

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