Our philosophy as Independent Financial Advisers


Service philosophies we believe in as your independent financial advisers

  • Telling you what we believe you need to hear (sometimes at the expense of what you want to hear)
  • Being honest
  • Research
  • Being straightforward
  • Continuous Professional Development
  • Regional Advice Boutiques/Chambers
  • Financial Planning
  • Family Wealth Preservation
  • Treating all our Clients courteously
  • Becoming your “Trusted Adviser”
  • Qualifications
  • Service!
  • Looking after people
  • Working with your other professional advisers
  • Respecting that you have typically worked hard accumulating your wealth
  • Wrap
  • Preservation of the British “way of life”
  • Referring you to other professionals (if we can’t help you)
  • Treating Clients Fairly
  • Building Relationships with other local businesses
  • Trying to understand your goals and ambitions
  • Remaining invested (for the long term)
  • Capitalism Diversification Research Asset Allocation
  • The Commodity Supercycle
  • Tax Planning
  • Only investing in things we understand!
  • Acting as your preferred “Private Bank”
  • The Golden Age of Baby Boomers
  • Due diligence
  • Risk versus Reward
  • The impact of behavioural psychology upon (non) rational investment decision-making
  • Being here for the long term! (All our Directors are in their 40s or 50s)

Some markets are “efficient” and some markets are “inefficient”. We believe that:

  • Investment is global
  • Being “cautious” or steady is often a worthwhile objective in itself
  • The cost of investing is important and must be controlled; “cheaper” investments must be considered
  • A minority of “Active” Fund Managers are worth paying (more) for
  • Unforseen crises will happen
  • The next generation faces different financial challenges (to us)
  • Banks are transactional (e.g. Direct Debits, Current A/C, or Overdrafts only)

If you believe in service as we do then why not call us today and put us to the test against our philosophies on 01676 521111 or request a call back at your convenience via our contact form.  As trusted, indpendent financial advisers to clients throughout Leamington Spa, Kenilworth and Warwick we welcome the opportunity talk to you about how we can help with your savings and investments.

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Consistently friendly, helpful, prompt and respectful. Mr & Mrs F - Gloucestershire

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Adrian Smith

Chartered Financial Planner
Chartered Wealth Manager

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